Privacy Policy
Last updated: July 2026
The short version
The balances and loan amounts you type into our calculators never leave your device. All calculations run in your browser. We have no accounts, no sign-up, and no database of user inputs. We do not ask for credit card numbers, loan account numbers, or full debt inventories.
Who we are
PaydownBase (paydownbase.com) is a free informational calculator site for US households comparing debt payoff strategies and loan costs. Contact: contact@paydownbase.com. See also our methodology page.
What we collect
Calculator inputs stay in memory (and optionally localStorage for preferences such as PWA install dismissal). We do not receive your balances. Aggregate analytics may record page views when GA is configured.
Third parties
| Provider | Role |
|---|---|
| Cloudflare | Hosting, CDN, security (Workers / Pages) |
| Google Analytics 4 | Aggregate traffic measurement |
| Google AdSense | May be enabled later to keep the site free |
Contact
Privacy questions: contact@paydownbase.com.